Question 1

Does my membership replace my insurance?

Accepted Answer

No, your membership works alongside your insurance. You’ll still need insurance for things like hospital stays, emergency room visits, and specialist care. Think of us as your go-to for day-to-day healthcare—without the red tape.

Question 2

Are your services covered by insurance or Medicare?

Accepted Answer

Your membership fee isn’t covered by Medicare or private insurance, but your insurance still works just like it does now for things we don’t provide—like x-rays or specialist visits. If you’d like to try getting reimbursed, we’re happy to give you any documentation you need.

Question 3

I have Medicare. Why would I pay extra to join?

Accepted Answer

With us, you get something Medicare doesn’t usually offer: truly personal, accessible care. You’ll have longer visits (up to an hour!), same-day or next-day access when you need it, and the comfort of seeing your provider—almost every time. Plus, your membership includes unlimited visits, no copays, and big savings on medications and labs.

Question 4

Can I use my HSA to pay for my membership?

Accepted Answer

Possibly! This is a bit of a gray area. An executive order in 2019 supported making DPC an eligible HSA expense, but the IRS hasn’t made it official yet. We recommend checking with your accountant or financial advisor to be sure.

Coastal Maine
Direct Care, LLC

Frequently Asked Questions

Does my membership replace my insurance?

Are your services covered by insurance or Medicare?

I have Medicare. Why would I pay extra to join?

Can I use my HSA to pay for my membership?

ADDRESS

OFFICE HOURS

CONTACT

Coastal Maine Direct Care, LLC

Frequently Asked Questions

Does my membership replace my insurance?

Are your services covered by insurance or Medicare?

I have Medicare. Why would I pay extra to join?

Can I use my HSA to pay for my membership?

ADDRESS

OFFICE HOURS

CONTACT

Coastal Maine
Direct Care, LLC