Frequently Asked Questions

What is your new patient procedure?

New patients may enroll online through the link on the "Fee Schedule and Enrollment" tab above, or we can enroll you at the office or your home.  We strongly encourage prospective patients to schedule a free introductory meet-and-greet visit to see if the practice is right for you and to have all your questions answered.  To schedule with Dr. Saylor, please call 207.402.0659. To schedule with Dr. Barr, please call 207.506.0412.

Are your services covered by private insurance or Medicare?

In order to provide our patients with the time and attention they deserve, we choose to have a small practice that contracts directly with patients and not with third party payors (insurance companies and Medicare).  Practices that depend on insurance reimbursement have to hire dedicated staff for things like billing and coding, even returing phone calls to patients!  This drives up overhead costs and creates an incentive to see high volumes of patients, thus sacrificing time spent with each person.  This is precisely NOT what we are about.  We value relationships with patients, not with insurance companies.  However, if you have private insurance and you wish to pursue reimbursement from them, we would be happy to provide you with a copy of any documentation needed for you to do so.  

I'm on Medicare.  Why should I pay extra to join this practice?  How does it benefit me?

As a patient of CMDC, you will enjoy a personal relationship with a doctor who knows you well, the ability to speak directly to your doctor when you call, to see your doctor right away when the need arises, and to spend up to an hour at a time with your doctor in the office or at your home.  Except in rare instances, you will see your doctor - not the midlevel provider or some other practitioner.  Dr. Barr and Dr. Saylor have specialty training in geriatrics in addition to primary care.  Both have double board certifications. Your membership provides you with unlimited office visits.  There are no copays or hidden fees.  We also offer deep cash discounts on medications and blood tests because we can purchase these items at cost and pass that savings on to our patients.  

Can I use my HSA to pay my membership fees?

This is a controversial topic best explained by your accountant.  The IRS has not issued specific guidance on this topic, but in June of 2019, the President issued an executive order to the Treasury to declare DPC an eligible HSA expense.  The rule from the Treasury should be released any week.  

Does my membership fee take the place of my insurance?

Your membership does not replace your insurance.  You will need to keep your insurance to cover services that our practice does not provide such as hospitalization costs, ER visits and visits to specialists like cardiologists, dermatologists, etc.  

Can I get a same-day appointment? Do you offer walk-in clinic services?

Yes.  In the vast majority of cases we can see you the same day for acute issues.  Although we encourage scheduling an appointment to ensure minimal wait time, you are welcome to walk in and wait to be seen.  

74 Lunt Road, Suite 206

Falmouth, Maine 04105

Dr Karen Saylor (207) 506-0301

 Dr Alexandra Barr (207) 506-0412

Stephen L Saylor PA-C  (267) 251-5994

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